About Investmony

We were born with a simple yet transformative mission: to translate complex financial numbers into practical reality for individuals.

The financial market is filled with complicated acronyms — such as CDB, CDI, IPCA, SAC, PRICE, SWR, DARF, GCAP. Often, people make important decisions about their money without understanding the long-term consequences of these choices in a visual and intuitive way.

Our Philosophy: Absolute Neutrality

Investmony is a 100% independent portal. This means that:

• We do not sell financial products: We are not a bank, brokerage firm, or investment analysis house.
• No registration required to simulate: We believe that basic financial information should be free, free of charge, and private. You do not need to expose your email or phone number to view your numbers.
• Educational Focus: Our tools are mathematical simulators designed to instruct. The results show projections based on the data entered, encouraging the user to think critically about their finances.

What We Develop

Our tool hub covers five major pillars of the financial journey:

1. Investments & Fixed Income: Comparisons of real liquidity returns after taxes.
2. Financing: Intelligent planning and accelerated repayment through extra amortization.
3. Financial Independence: Methods based on global studies adapted to the Brazilian inflation scenario.
4. Tax Planning: Estimates of tax on capital gains from real estate, stocks, and crypto assets.
5. Asset Allocation: Creation of diversified portfolios and periodic rebalancing.

Note: All market simulations involve theoretical projections. For formal decisions and capital applications, always consult certified professionals such as CFP® planners or advisors regulated by the SEC.