Disclaimer and Terms of Use
Please read the following regulatory provisions and terms carefully before using the simulators and content on the Investmony website.
1. Exclusive Educational Purpose
All mathematical simulation tools, calculators, historical projections, explanatory articles, and data presented on Investmony are provided for general financial education and illustrative purposes.
The content provided does not constitute:
- Individualized investment advice or recommendations of any kind.
- Indications to buy or sell stocks, Real Estate Investment Funds (REITs), fixed-income securities, or any other assets.
- Professional consulting services in legal, tax, corporate, or accounting areas.
2. Limitation of Liability for Losses and Damages
Investmony, its owners, and developers do not assume any responsibility for:
- Investment or divestment decisions made based on the information contained in the simulators.
- Financial losses, direct or indirect, lost profits, or damages of any kind resulting from the use of estimates.
- Fluctuations in real market rates (e.g., federal funds rate, inflation rate) and retroactive changes in tax tables and rates by the Internal Revenue Service.
3. Mathematical Assumptions and Uncertainty of the Future
The simulations depend directly on the values input by the user (such as estimated rates of return). Past results or mathematical estimates do not represent a guarantee of future profitability or capital safety. Real investment returns are subject to operational volatilities inherent to the issuers of securities and the variable income market.
4. Intellectual Property
The visual layouts, mathematical simulation codes, and articles on the portal are the intellectual property of Investmony. Quotation and sharing of links for educational purposes are permitted, while commercial copying or redistribution of calculation algorithms without written consent is prohibited.
5. Privacy Policy
The Investmony portal values the privacy of its users. Our simulators function entirely locally in your browser: **we do not collect, store, or share** any financial data or personal information entered into the calculation tools.
If you contact us by email, we will use your email address strictly to respond to your message and address your questions, without sharing it with third parties or using it for marketing purposes without prior authorization.